Account Recovery

Cloaked is self-custodial — your funds are secured by cryptographic keys that only you hold. How you back up and recover those keys depends on how you registered.

Passkey users

Your spending and viewing keys are derived from your passkey via a biometric prompt. The keys only exist in memory during active use and are never stored.

1. Keep your passkey synced

Your passkey is your primary access method. Make sure it's synced to a cloud-backed password manager (iCloud Keychain, Google Password Manager, 1Password, etc.) so it's available across devices. See Passkey Safety for detailed instructions.

2. Create a backup

A backup is a password-encrypted file containing your spending and viewing keys. If you lose your passkey, you can use the backup and your password to recover your funds at recovery.clkd.xyz.

• After registration — you'll be prompted to create a backup immediately after setting up your passkey.
• From Settings — open the account menu, go to Settings > Backup, and follow the prompts. You'll verify with your passkey, then set a backup password.

• Lets you recover your funds if you lose access to your passkey
• The backup file is encrypted with your chosen password (min 12 characters)
• Decryption and fund recovery happen at recovery.clkd.xyz

• It does not reinstate a lost passkey — you would need to create a new passkey and re-register
• It does not give Cloaked access to your keys — the file is encrypted on your device before export

• Store the backup file somewhere safe (cloud drive, USB, password manager)
• Use a strong, unique password and store it separately from the backup file
• You can create a new backup at any time from Settings

Wallet + PIN users

Your spending and viewing keys are derived from a signature produced by your connected wallet, combined with your 4-digit PIN. Every time you authorize an action, Cloaked asks your wallet to sign a deterministic message (incorporating your PIN) and re-derives your keys from the result.

Cloaked does not store your PIN or your wallet's private key. Both must be backed up independently.

• Follow your wallet provider's backup instructions (seed phrase, hardware wallet, etc.)
• Store your PIN securely — a password manager is a good option
• If you forget your PIN, there is no reset mechanism; your funds would only be recoverable if you can guess the correct 4-digit combination

What if Cloaked goes offline?

Your funds remain safe onchain regardless of Cloaked's availability. You can always recover your keys independently and access your stealth addresses using the open-source Cloaked SDK or the recovery tool. See FAQs for more details.

Summary